About Dean Ramani
Mortgage Agent in Richmond Hill, Ontario
Let me help you finance your home! I’ll sweat the details so you don't have to.
Purchasing a home is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.
- EXPERTISE I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.
- SAVE YOU TIME WITH ONE-STOP SHOPPING Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shipping fast, easy, and convenient.
- NO CHARGE TO YOU There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage agents are paid a finder's fee when we introduce dependable clients to a financial institution.
WHY SHOULD YOU USE MY SERVICES?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.
Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax-deductible, I can ensure that the mortgage you have helps achieve these financial goals.